You won’t lack tenants; nearly 6 out of 10 Germans live in rented apartments.*
*Statistical data from the German Federal Office estimates that 58% of the population rents.
Enjoy excellent financing options for the purchase.
Banks offer substantial financing that can cover up to the full purchase price.
You can acquire your property with a reduced initial payment.
The judicial system protects you as a property owner.
Squatting is practically non-existent in Germany and the landlord can unilaterally terminate the contract after 2 months delay in payment.
Forget about unexpected payments in your property.
Homeowners’ associations are legally required to present a multi-month expense plan. No more unpleasant surprise assessments.
And municipal fees? You don’t pay them!
Garbage fees, lighting, property taxes… everything that property owners pay like in other EU countries like Spain is covered by tenants in Germany.
For this reason, the property purchase and rental system is ideal for generating recurring income every month.
It’s that financial cushion you’ll appreciate for taking a dream trip with your partner, buying a luxury car, paying for your children’s private university, or supplementing your retirement pension.
For foreigners, not really…
If you don’t have a strong command of the language, difficulties arise.
The process is complex; the country’s real estate regulations are very detailed.
You have to deal with many intermediaries: real estate agents, bank employees, notaries, tenants…
The language barrier increases the difficulty of the process; you have to negotiate everything in German, putting you at a disadvantage.
The risk of getting a worse deal is real.
This could mean lower or higher-interest financing, a higher purchase price, or reduced income due to a less favorable rental agreement…
If you’re a Non-German speaker, buying and renting property can feel confusing and unfamiliar.
You’re playing away from home.
Real Estate Advisor
You can rest assured, as I operate on the same level as any other real estate agent in the country, with the same market knowledge and the necessary official certifications.
The big difference is that I assist you in a way no other German specialist does it, because:
I understand you.
I know your concerns.
We help you with financing so that the bank covers up to 100% of the purchase price *
*Final conditions vary by case.
Even if you have never bought an apartment in Germany. Additionally, we advise you on leasing.
We offer coverage for non-payments and squatting. We also provide advice in case of disputes over repairs, etc.
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We meet to understand your case and determine if the Immvest system is profitable for you. You can also ask us anything you want.
Based on your financial capacity and income goals, we propose the optimal type of property. Additionally, we will advise you on rental matters, including prices, tax benefits, etc.
We propose a property that fits your income plan. You will have all the necessary information to make the purchase decision.
We arrange your visit to the property. We also assist you in obtaining the best financing and ensuring the transaction achieves maximum profitability. We accompany you to the notary.
The notary appointment does not mark the end of our relationship, as Immvest provides you with the appropriate property and rental management company that will handle the maintenance of the property and communication with tenants.
Schedule a no-obligation call with us and discover all the details for generating income.
Yes, it is. A German real estate agency would charge you a commission of 3.57% of the apartment’s price. We charge the commission to the developers.
At Immvest, we examine your financial situation to ensure a profitable real estate investment. The goal is to secure the best financing, which can go up to 100%.
Additionally, we guide you through the entire process of selection, financing, purchase, and rental.
We assess your suitability through a financial questionnaire. We confirm your preselection in an initial meeting where we inform you about the entire process.
The investment is finalized in a final meeting with the selection of a property with high appreciation potential.
In this same meeting, we present you with financing on preferential terms thanks to our agreements with banks.
Yes, German banks offer higher financing than in other EU countries like Spain, and it is common for them to cover the entire purchase price.
However, the bank’s financial department reviews each loan application, and ultimately it depends on the income and the amount of the transaction. But generally, it is common practice not to require an initial down payment because the bank finances 100% of the purchase.
Yes, although banks offer lower financing that does not cover 100% of the purchase.
In any case, you still have better financial conditions than in other EU countries and you can benefit from a very stable market. We will analyze your case to continue offering you a highly profitable transaction.
In Germany, buying apartments to rent them out is very common. Banks consider this operation secure because it prevents non-payments, so they usually support financing the purchase even if you already have a mortgage.
The terms and conditions of the loan are more flexible than in other EU countries and are renegotiated every 10 years.
German authorities across all administrations place significant importance on property ownership and rental to facilitate access to housing.
A property owner will also face lower fees and taxes and has legal protection against non-payments and squatting.
Additionally, there is high rental demand. This is also reflected in greater financing options from banks, which can cover 100% of the purchase compared to 60% in other EU countries like Spain.
In summary, you are more protected and supported, which makes the real estate investment even more profitable.
Yes, and it is one of the advantages of real estate investment in Germany.
At Immvest, we are real estate specialists, and it would not be professional for us to provide tax information. For the best tax advantages, we recommend consulting a tax advisor.
It’s great to know German, but if you have just arrived in the country or are not fluent in the language, you can rest assured.
We handle all interactions with German specialists and provide you with detailed information in English so that the language is not a barrier.
Schedule a call with us and discover everything you need to generate secure income.
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